ATTN: New Credit Card Fraud

[admin]

I just wanted to make this post to warn everyone of a new scam that is affecting many credit/debit card holders. If you shop at ANY retail store, please read...

Do you know that persons can use your credit or debit card without having a pin number, csv, or billing address? So a picture of the front of your card will enable these scammers to use your card without any limitations.

What the scam involves: While you are in the checkout lane at a store, you pull out your credit/debit card to swipe. The person behind you has their phone out, pretenting to be playing a game, talking on the phone, etc. But they are really using their phone to take pictures or a movie of you swiping your card. They get your card number, expiration and name. Then they sell this online, and the charges start piling up within a few hours.

Another Version: An employee of a store has access to the security cameras, which are usually focused on the checkout area. They can scan through the footage and obtain this credit/debit card information from any customers.

They have no worries of getting caught, as they will not be using the card. They will simply sell to someone online (usually in another country), and the authorities have basically no way of tracking how the card was compromised.

NOTE: This is not another internet folk tale. This actually happened to me about four months ago while in Best Buy, and the crooks charged a couple thousand dollars. They were not able to prosecute anyone, as it was charged from overseas and the product shipped to a third party.

Then yesterday me and my wife were in Wal-Mart, where I caught the person in line behind us taking pictures of my wifes debit card. I reported to Wal-Mart management, and they knew nothing of this scam and said they could do nothing. I reported to our local police, and they also knew nothing of this scam. Even though I had the descriptions of the persons, license plate number, make and model of vehicle, etc. They could still only make an informational report, as there was no crime.

This has also been reported to the FBI's internet crime division. But there are no high hopes of anything being done. So protect yourself, as nobody else will be able to help you...

How to prevent: Get a small sticker or strip of duct tape, then place over the last eight digits of your credit/debit card. This will prevent anyone from getting all your card info, thus making you impervious to this scam. If the cashier says they need to see the numbers to hand enter, tell them no and use a different card. Or make them go to a secure terminal (with no cameras around), and have the store manager hand enter your card.

help protect your friends and family, by passing this information on to them.

[rnrgiftsnmore]

Admin and others,

I am a cashier that handles credit and debit cards all day long. Over the past 11 years I have gotten into the habit of making sure my index finger is over the account number when recieving the card or handing it back. At the business I work at we slide the cards face down, so I hold my thumb over the security number on the back. Just as a precaution on my part. I would hate to be responsible for someone else's loss. Just a measure that others who handle plastic may want to try.

Just a thought,
Roz

[admin]

Roz,

If it is a movie being taken, it would not matter. As you may cover some of the numbers, but the customer takes the card back and those numbers are exposed. Even for a brief second, the numbers are exposed. The security number on the back does not matter, as this is not needed to process the card.

I am sure you do your best to keep this info secure, but it is virtually impossible to exchange hands and keep the same numbers blocked the whole time. I feel the only way to effectively do this is with tape or a sticker.

[unclejunk1]

I don't mean this as an advertisement but RME say's they plan to issue a card in the fall that will not have numbers showing and you put in a pin number like your debit card to charge. That way even if your card is lost it cannot be used. When you think about it why have the numbers showing - the only reason now for them is if the magnetic strip wears out. If that happens they will need a way for the merchant to get that info for manual input. You know how things are - it is not done yet but! They also say the merchant discount will be much lower than any out there so it will be quickly accepted over the others. This information and the fact they are not charging for accepting payment made me sign up - not the $25.00 - not that, that hurt. We all have to consider ourselves and our safety more than someones feelings when it comes to credit card security. I have no problem saying no if I am not comfortable. Before I forget - never ever turn in a Motel key card, that strip on the back contains your credit card info on it. When you leave, you take it with you and destroy it asap. It really surprised me when we visited Mexico City how much more advanced they were about cards than we are. We are just falling to far behind on too many things. Gas is half the price there, more cars are being built there than here - so why are so many coming here? Are they getting to much for free? Free medical, free housing and food, no taxes on their income. I wonder why! Anyway Admin. made very good points that we need to listen to. Protect yourselves by putting tape over those numbers until you get a card without them. One day we will all probably have a chip under the skin they will scan, then you can call me rover.:D

[Lanascountry]

I have the card already Rick, (I guess beta?) it is WEIRD looking!! :D

[Lanascountry]

http://www.sellersourcebook.net/users/49750/000-1aacard.jpg


(picture of my card with rounded edges removed)

Does not even have my NAME on it!! There is a magnetic strip on
back.
:D

[SevenEightTen]

Scammers never rest.

[unclejunk1]

Did not know it was out already? When did you get yours Lana? Is is a debit or an actual credit card? There has not been any publicity yet that I have seen. The way they were talking it will turn the credit card world upside down. Something like 1 1/2% discount rate to merchants. Will make most of them look silly at 3 to 5 %. You must be one of the first! I remember you saying something about the card but thought you were kidding since it had not been announced yet. Well as you can see it is cutting edge. Take that paypal!!!!:D

[katandron1]

Rick, from my understanding....the card has nothing to do with the revolution money exchange account....they are seperate. You have to apply for the card just like you do any other credit card.
And on the subject of pay pal and scamming......this morning I received an email about my pay pal account......saying something to the effect of unusual activity with one of the cards associated with the account, and that my account had been limited. They wanted me to sign in from the link provided, and then I would get instructions.
Whatever you guys do, no matter what account you have, NEVER sign in from a link provided in an email, even if it does look legit. They are phishing emails, and once you sign in from the link provided, you just gave them all your information. ALWAYS go to the site from your bookmark or through IE. If there are problems with your account, it will show when you log in from the site itself.
If you look at these emails closely, there are usually mispelled words, bad grammer, little hints like that.

I went to pay pal, no instructions or anything popped up saying anything was wrong with my account. No unusual activity at all.
I have gotten these emails on my bank account, and my child support account.
I called both, most times there is a customer support that you can forward these emails to, and they can check into it.
My child support account, I called them, they said that emails were being sent to people that did not even have child support accounts.

[katandron1]

Rick, I stand corrected on the card issue, in part corrected though.
I just got off the phone with RME, There are 2 different cards, one is associated with the RME account, they are being released, and sent, you do not have to apply for that one.
However, there IS a revolution credit card, that one you DO have to apply for.

[Lanascountry]

Did not know it was out already? When did you get yours Lana? Is is a debit or an actual credit card? There has not been any publicity yet that I have seen. The way they were talking it will turn the credit card world upside down. Something like 1 1/2% discount rate to merchants. Will make most of them look silly at 3 to 5 %. You must be one of the first! I remember you saying something about the card but thought you were kidding since it had not been announced yet. Well as you can see it is cutting edge. Take that paypal!!!!


Hey there Rick..in answer to your question to me above, I think I got it about a month ago. I did not apply for it, and it can be used for anything. I think they sent mine out as a beta trial type thing, but I am unsure. I have
not even used it, as it is so weird looking! :D Now I think I will try it and let you know.It does not even have the strip on the back to show (sign) your name! Mine IS from & in complete compliance with the same banking company (First bank & Trust) as the RME online. I did not show the back, as my number is in a magnetic strip on the back.
I was a VERY early sign up to RME as well..maybe that had something to do with it?? I don't know. I am
using RME almost exclusively online now..it is exciting!

Admin, in regard to what you were talking about..I am going to put a tape strip over the numbers on my
cards. I usually just use my Wal*Mart card everywhere.